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Terms & Conditions

Effective Date: July 23, 2025

Please read these Terms and Conditions ("Terms," "Terms and Conditions") carefully before using the lumassolutions.com website (the "Service") operated by [lumassolutions.com/Lumas Solutions, LLC] ("us," "we," or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the terms, then you may not access the Service.

Services Offered

Lumas Solutions, LLC provides coaching and consulting services, which may include, but are not limited to, individual coaching sessions, group workshops, online courses, and digital resources. Details of specific services, pricing, and scheduling will be provided separately on the Service.

User Obligations

By using our Service, you agree to:

  • Provide accurate, current, and complete information as requested during registration or booking processes.

  • Maintain the confidentiality of any account credentials you may receive.

  • Use the Service only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of this Service by, any third party.

  • Understand that coaching and consulting services are not a substitute for professional medical, psychological, legal, or financial advice. We do not provide therapy, medical diagnosis, or treatment.

Payment Terms

  • All fees for services are clearly stated on the Service or communicated directly to you prior to booking.

  • Payments are processed through secure third-party payment gateways. We do not store your full payment card details on our servers.

  • You agree to pay all fees and charges incurred in connection with your account at the rates in effect when the charges were incurred.

Cancellation and Refund Policy

Our cancellation and refund policy for initial meetings and ongoing services is detailed separately. Please refer to our Cancellation Policy for specific terms regarding rescheduling, cancellations, and refunds.

Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Lumas Solutions, LLC and its licensors. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Lumas Solutions, LLC.

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All materials provided as part of our coaching or consulting services, including but not limited to handouts, workbooks, presentations, and recordings, are for your personal use only and may not be reproduced, distributed, or used for commercial purposes without our express written permission.

Disclaimer of Warranties

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

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Lumas Solutions, LLC/lumassolutions.com does not warrant that a) the Service will function uninterrupted, secure, or available at any particular time or location; b) any errors or defects will be corrected; c) the Service is free of viruses or other harmful components; or d) the results of using the Service will meet your requirements.

Limitation of Liability

In no event shall Lumas Solutions, LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

Governing Laws

These Terms shall be governed and construed in accordance with the laws of the State of Michigan, the Commonwealth of Massachusetts, and the State of Delaware, without regard to their conflict of law provisions. This means that while we operate across these and other states, any legal disputes will be interpreted under the combined legal frameworks of these jurisdictions.

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Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Dispute Resolution

Any dispute arising out of or relating to these Terms or the Service shall be resolved through informal negotiation, mediation, and if needed, binding arbitration in accordance with the rules of the American Arbitration Association.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

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By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Contact Us

If you have any questions about these Terms, please contact us:

Important Legal Disclaimer: This Terms and Conditions statement is a general template and may not cover all specific legal requirements for your particular business or jurisdiction. It is highly recommended that you consult with a legal professional to ensure your Terms and Conditions fully comply with all applicable laws in Michigan, Massachusetts, Delaware, and any other relevant jurisdictions, and accurately reflect your business practices.

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